Who We Serve

Our clients are diverse in many ways: ages, ethnicities, occupations, geography, interests, and stage of life. However, what all our clients have in common is their desire to partner with an experienced firm they can trust to help them make better financial decisions for their lifetime.
Here is a list of more common client groups in our practice, and some of the questions we will answer not with opinion alone but backed by proven financial models, a GamePlan and thorough economic calculations:
  • Pre-Retirees
  • Retirees
  • Business Owners
  • Young Families
  • Athletes
  • Accountants

How much should you be saving each year and where should it go?
How can you best utilize your 401(k) plan?
Are you concerned that you will have enough for your Kid’s college?
What would you do if something happens to you or your spouse?
How should you structure your mortgage/purchase real estate?
How can you get a head start on maximizing retirement income?

Are you confident that your retirement plan works under all circumstances?

Have you been checking every year to make sure you are still on track for your plan?

What happens if at some point you become incapacitated?

Have your financial advisers collaborated with your estate planning attorney to minimize taxes?

How do you determine whether to draw income from taxable or tax-deferred accounts?

What is the legacy you wish to leave for your family?

Do your benefits effectively retain and reward employees?

Are you in the optimal retirement plan to accomplish your goals, not just your employees?

Are your employees receiving proper education about their benefits?

Do you have a formal exit strategy for your business?

Do you know what your business is worth?

How can you use your business as a tool to maximize personal wealth?

How much should you be saving each year and where should it go?

How can you best utilize your 401(k) plan?

Are you concerned that you will have enough for your children’s education?

What would happen if you or your spouse pass prematurely?

What are the true costs in structuring your mortgage/other debt?

How can you get a head start on maximizing retirement income?

How can you avoid becoming ‘a statistic’ and retain your hard-earned income?

Do you have a ‘Financial Gameplan?’

Are you utilizing strategies to maximize tax deductions in crucial high-income years?

Would you like the confidence of never HAVING to work again after your playing career?

Do you have a partner to help you analyze your financial decisions?

Have you considered creating a wealth management arm instead of losing control by passing along referrals to advisers not on your team?

Do you want to increase retention by partnering with loyal, experienced financial advisers?

Could your clients benefit from additional tax management within their investments?

As your client’s most trusted adviser, who is better suited to give them investment advice than you?

LEARN HOW COLTIVA CAN BEST SERVE YOU