Why Choose Coltiva Wealth?

The answer lies in a philosophy centered around honest financial education, helping our clients make confident financial decisions from a position of strength. Our clients are primarily looking for advice they can trust from a partner who puts their interests first and will advise them for life on all aspects of their finances.
When you choose Coltiva Wealth, you receive all the advantages and benefits of:
  • Education
  • Trust
  • Transparency
  • Objectivity
  • Customization
  • In-House
  • Ease

The two most important jobs we are tasked with over our lives but given little training for is how to raise children and manage our finances. We take pride in educating our clients on the financial lessons never taught in school ranging from basics of how money really works and steps in the wealth building process to complex tax mitigation and wealth transfer strategies. We provide a financial model to help organize, assess and evaluate each financial decision they make. Our clients gain confidence knowing they have a Financial GamePlan to help them make financial decisions, a model to help them keep track of their plan and an adviser to help them evaluate decisions and adjust the plan as their lives change.

From inception, our firm and our advisers are held to a fiduciary standard mandating we act in the best interest of our clients at all times and to always put their interests ahead of our own. With a legally binding fiduciary duty, our clients have the assurance that our strategies and services are of the highest integrity.

We are committed to a fully transparent culture that places our clients’ financial interests first and leaves no question as to how we are compensated. We do not accept referral compensation from third parties. We are only compensated through management fees and in certain cases commission, all of which are detailed and communicated before execution of strategies. This allows us to focus on the products and strategies that are best for you.

As we implement products and strategies, we have the ability to select from thousands of financial institutions, utilizing only those which best meet our clients’ needs. Our clients’ feel confident that our advice is objective and are comfortable moving forward with solutions they know are in their best interest.

We do not stick to one investment philosophy as each of our clients’ goals, dreams, and circumstances differ. We extensively diversify our clients’ portfolios among various asset classes including: domestic and foreign stocks & bonds, commodities, currencies, hedged investments, real estate investment trusts (REIT’s) and structured investments. We take pride in creating and implementing custom, comprehensive investment management strategies designed to grow and protect our clients’ wealth while seeking to minimize taxation when possible.

We utilize a team approach to best serve our clients. In addition to our in house team at Coltiva Wealth, we partner with many other professionals and institutions to provide a network that our clients can trust. Our trusted network includes accountants, institutional money managers, estate planning attorneys, mortgage brokers, and property casualty agents. We are also able to work with your existing team seamlessly.

Our clients’ time is the most valuable resource they own and we strive to partner with our clients so they can spend more time with their families and their passions rather than on their finances. Each of our clients have complimentary access to their own custom personal financial website which provides a consolidated view of their entire financial household including daily account updates, alerts and net worth reporting.





As Lead Wealth Planner, Adam Paoli coordinates the comprehensive financial planning process for our clients. Adam partners with our clients to identify their goals and implement a series of strategies to help confidently achieve those goals.
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As Director of Investments, Mike is responsible for the ongoing support and service of our clients’ investment accounts. While leading our investment committee, Mike’s efforts are critical in helping our clients reach their retirement goals.
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Judy is a multifaceted financial professional. In addition to running a successful accounting practice, she has practiced as a wealth advisor since 2003. Judy joined the team at Coltiva Wealth to expand her service offering and resources.
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Lewis takes pride in being the most trusted advisor for his clients. He works tirelessly for his clients and leans on his extensive experience to consistently provide value. Lewis and his team partnered with Coltiva Wealth in 2009 to provide financial planning services to his accounting clients.
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Maria enjoys building deep and meaningful relationships with her clients. Her broad experience and dedication to excellent client experiences make her an invaluable member of the team. Maria specializes in complex use of protection products in estate and wealth transfer planning.
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Mary has one of the most important jobs in our firm: ensuring our clients enjoy the best possible financial planning experience of their lives. She loves being a critical resource to our clients and makes certain they remain comfortable and informed throughout their journey with us.
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